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First-Time Home Buying

Buying your first home is a big step, but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future.

Our team has more than 30 years of mortgage lending experience. Call a mortgage specialist for more details or apply online. 


  • Lower down payments and closing costs for first-time home buyers
  • Easy online pre-approval
  • Local servicing for the life of the loan

  • The Home Buying Process

    Congratulations! Your first home is a big step. The more you know about the home buying and financing process, the more confident you are in making the important decisions that will shape your home ownership experience.

  • Calculators

    Buy or Rent? Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.

  • Your Credit History

    A good way to start your search for the mortgage that's right for you is by reviewing your credit profile.

  • Financial Preparedness

    Overwhelmed by your options? You don't have to be. Develop a "3-D" picture of yourself. It will help you determine where you stand in the loan landscape.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply